Accelerate Your Investment Prospects With SIP Return Calculator

SIP Return Calculator | Image Resource: freepik.com

Investment done without thorough research and analysis does not prove fruitful. While you invest in any plan, you obviously desire that you might obtain pleasing return from it. Every one desires to be financially strong and thus invest in many SIP plans. But without ascertaining the risk factor, estimated return and tax related information one cannot choose the right one as per their assets. 

Systematic investment plan is one of the types of the investment in which the clients have to pay a particular amount on periodic basis. It is one of the bases of investing in mutual fund schemes which is composed of bundles of benefits with fruitful return at the time of maturity. Such estimation is easily possible with the SIP return calculator which determines the expected return from particular scheme. 

Does particular SIP return calculator benefit you?

It is sometimes said that both success and failure of SIP lies in the hands of the investors. It is the investors who plan and invest on particular schemes. Being an investor, you would firstly go through the return factor which is obtained from particular investment. There are certain terms which one should be well aware of in order to operate SIP investment calculator.

• Net present value: NPV or net present value is the cost of per unit of SIP as per the prevailing market condition. It is also regarded as the cash flow of the investment.
• Cash flow: the cash value of the investment or its alternative is known as cash flow.
• DR: DR is also regarded as the discount rate
• n: n is the number of years of particular investment. 

Calculating SIP interest, return or maturity value is quite a tedious task. This is because one should know the particular terms and norms which are used for calculating the particular return. SIP returns are both recurring and fixed. Whether you are investing on recurring SIP or fixed SIP, rates of interest duly varies. Overall, the conclusion says that investment in SIP is not as risky as compared to other mutual fund investments. 

However, it is essential for the investors to analyse all prospects well so that fruitful benefits are obtained in return. Seek guidelines from an experienced brokers or financial executives. You know your financial status well and selection of schemes should be done appropriately. Don’t get hassled with other schemes which are risky as well as might lead to capital losses.

How to find out which SIP is best in India for investing?

Which SIP is Best in India | Image Resource: freepik.com

You can invest in mutual funds to reach your financial goals. You can invest in mutual funds by means of Systematic Investment Plan (SIP). SIP is a tool which allows you to invest a fixed amount of money in mutual funds periodically.

There are many mutual fund products available. To find which sip is best in India you should consider a few points. First you should identify your goals. You should then invest to reach your goals. Your goals can be short term goals or long term goals. Once you have decided your goal you can draw a plan to meet your financial needs in the required time frame. You can invest in a disciplined way to reach your goals.

You have to decide your risk appetite. You should not invest without knowing your risk tolerance. To reduce the risk of loss you can diversify your investments. You can diversify your investments across equity, debt and gold. The risk in one asset can make up for the loss in another asset.

You have to find the mutual fund products that suit your needs. They should also fit your risk appetite and the investment time frame. Depending on your requirements you should select the right product to invest. Considering the above points while investing will help you find the best sip for investing.

Kotak Mutual Fund offers financial advisors who can guide you to invest in the best funds as per your requirements. 

Features in SIP

There are different feature in SIP. One is the SIP Booster facility and the other is the Flex SIP. 

The SIP Booster facility allows you to increase your SIP installment amount at predefined intervals. It is useful if you want to increase your SIP installment amount. You can begin your SIP with a small amount and increase it later on. You can register for this facility and then increase your SIP installment amount after an interval of 6 months or 1 year. This facility gives you the investment flexibility for the entire tenure of the SIP.

The Flex SIP allows you to invest automatically the regular SIP when the market is high and a higher SIP amount when the market is low. The SIP is invested regularly but the amount of the SIP invested depends on the market valuation.

Kotak Mutual Fund offer both these facilities to its investors. You have to register for the SIP Booster facility at the time of registering for the SIP.